Suraj (Neil Nitin Mukesh) is a good-for-nothing youth who throws his weight around his house with his violent attitude. One day, in a fit of rage, he injures his younger brother, following which he is sent off from Goa to Mumbai to his uncle's house. Suraj chances upon a couple indulging in love making on the lawns of a golf course. He records this act on a video camera. He then finds out that it is an extramarital affair and that the lovers, Monica (Ameesha Patel) and Ashish, are rich. Despite Monica offering large sums of money for the tape, Suraj refuses to part with it. His demand is much greater. He wants an assurance from her that she will provide him a luxurious life.
Monica has no choice; she succumbs to Suraj's blackmail and Suraj foots his holiday in Kenya along with his friends. Monica tries to outsmart Suraj at every stage. Suraj meets Sherry (Puja Gupta) a rich but lonely girl and falls in love with her. That's when he begins to realize that there are things more important than money in life. The cat and mouse game between Monica and Suraj, and the way one alternately checkmates the other in every round goes on till Rahul, Monica's husband, hires a private detective. Sherry gets caught in this cross-fire. The later part of the story ends with interesting twist and turns.